Lender in New Jersey · HMDA 2025
TD Bank, N.A. mortgages in New Jersey
TD Bank, N.A.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
TD Bank, N.A. originated 1,152 owner-occupied single-family loans in New Jersey from 1,352 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,250 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
1,152
of 1,352 applications
Denial rate
11.1%
Purchase · NJ 8.4%
Rate spread
+0.03 pts
Conv. · NJ +0.12 pts
Loan amount
$775,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 869 | 769 | 11.1% | 6.625% | +0.03 pts | $6,250 | $775,000 |
| Refinance | 404 | 333 | 16.3% | 7.702% | +0.05 pts | $1,780 | $805,000 |
| Cash-out refinance | 79 | 50 | 34.2% | — | +0.06 pts | $3,730 | $455,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hudson County | 6 | 116 | 2.9% |
| Essex County | 8 | 149 | 2.4% |
| Bergen County | 9 | 170 | 2.0% |
| Mercer County | 13 | 68 | 1.8% |
| Somerset County | 14 | 66 | 1.7% |
| Union County | 16 | 64 | 1.4% |
| Morris County | 20 | 71 | 1.2% |
| Ocean County | 24 | 70 | 0.9% |
| Monmouth County | 25 | 79 | 1.0% |
| Middlesex County | 25 | 72 | 0.9% |
| Atlantic County | 25 | 26 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology