Lender in North Carolina · HMDA 2025
TD Bank, N.A. mortgages in North Carolina
TD Bank, N.A.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
TD Bank, N.A. originated 216 owner-occupied single-family loans in North Carolina from 239 completed applications.
Its median conventional purchase loan costs were $4,210 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
216
of 239 applications
Denial rate
9.3%
Purchase · NC 7.6%
Rate spread
+0.17 pts
Conv. · NC +0.04 pts
Loan amount
$695,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 194 | 174 | 9.3% | 6.625% | +0.17 pts | $4,210 | $695,000 |
| Refinance | 41 | 38 | 7.3% | — | −0.04 pts | $2,460 | $925,000 |
| Cash-out refinance | 4 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where TD Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 10 | 1 | 1.6% |
| Avery County | 11 | 2 | 1.3% |
| Mitchell County | 15 | 1 | 0.7% |
| Buncombe County | 16 | 35 | 1.2% |
| Swain County | 20 | 1 | 0.9% |
| Transylvania County | 22 | 3 | 1.0% |
| Alleghany County | 22 | 1 | 0.8% |
| Dare County | 23 | 4 | 0.8% |
| Pamlico County | 25 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology