Lender in Florida · HMDA 2025
Union Home Mortgage Corp. mortgages in Florida
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Union Home Mortgage Corp. originated 1,884 owner-occupied single-family loans in Florida from 2,088 completed applications.
Its median conventional purchase loan costs were $6,810 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
1,884
of 2,088 applications
Denial rate
7.8%
Purchase · FL 12.8%
Rate spread
+0.28 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,746 | 1,584 | 7.8% | 6.625% | +0.28 pts | $6,810 | $325,000 |
| Refinance | 204 | 177 | 10.8% | 6.375% | −0.06 pts | $6,430 | $335,000 |
| Cash-out refinance | 138 | 123 | 8.7% | 6.750% | +0.38 pts | $6,180 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 3 | 4 | 6.3% |
| Marion County | 4 | 248 | 3.1% |
| Sumter County | 4 | 127 | 3.5% |
| Lafayette County | 4 | 2 | 8.0% |
| Indian River County | 5 | 72 | 2.9% |
| Putnam County | 5 | 20 | 3.5% |
| Suwannee County | 5 | 6 | 2.5% |
| Levy County | 6 | 14 | 3.7% |
| Gilchrist County | 7 | 7 | 4.2% |
| Dixie County | 7 | 3 | 4.2% |
| Bradford County | 8 | 7 | 2.8% |
| Taylor County | 9 | 3 | 2.7% |
| Nassau County | 15 | 27 | 1.6% |
| DeSoto County | 15 | 3 | 1.3% |
| Hernando County | 16 | 64 | 1.4% |
| Citrus County | 18 | 29 | 1.0% |
| Hillsborough County | 19 | 173 | 0.9% |
| Alachua County | 20 | 32 | 1.2% |
| St. Johns County | 22 | 74 | 1.0% |
| Lee County | 25 | 90 | 0.7% |
| Pinellas County | 25 | 85 | 0.8% |
| Baker County | 25 | 3 | 1.1% |
- Union Home Mortgage Corp. nationwide
- Florida mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology