Lender in Kentucky · HMDA 2025
Union Home Mortgage Corp. mortgages in Kentucky
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Union Home Mortgage Corp. originated 921 owner-occupied single-family loans in Kentucky from 1,011 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,420 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
921
of 1,011 applications
Denial rate
8.3%
Purchase · KY 8.2%
Rate spread
+0.27 pts
Conv. · KY +0.21 pts
Loan amount
$255,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 800 | 729 | 8.3% | 6.625% | +0.27 pts | $4,420 | $255,000 |
| Refinance | 155 | 139 | 7.7% | 6.375% | +0.02 pts | $3,770 | $275,000 |
| Cash-out refinance | 56 | 53 | 5.4% | 6.990% | +0.51 pts | $3,920 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Union Home Mortgage Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 48.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Calloway County | 2 | 37 | 10.8% |
| Grant County | 3 | 19 | 5.6% |
| Butler County | 3 | 11 | 8.2% |
| Pendleton County | 3 | 10 | 5.7% |
| Mason County | 4 | 11 | 6.2% |
| Campbell County | 6 | 75 | 4.6% |
| Spencer County | 6 | 10 | 2.8% |
| Trimble County | 6 | 4 | 4.5% |
| Kenton County | 7 | 141 | 4.6% |
| Boone County | 7 | 122 | 4.8% |
| Grayson County | 7 | 8 | 2.8% |
| Powell County | 7 | 6 | 4.5% |
| Carlisle County | 7 | 2 | 3.3% |
| Ohio County | 8 | 7 | 3.5% |
| Rowan County | 8 | 5 | 3.3% |
| Bracken County | 8 | 3 | 3.7% |
| Nelson County | 9 | 23 | 2.8% |
| Warren County | 10 | 59 | 3.3% |
| Fleming County | 11 | 3 | 2.4% |
| Wolfe County | 12 | 1 | 4.3% |
| Washington County | 13 | 3 | 2.8% |
| Meade County | 14 | 7 | 1.5% |
| Magoffin County | 14 | 1 | 3.7% |
| Garrard County | 15 | 6 | 2.2% |
| Logan County | 15 | 6 | 1.5% |
| Owen County | 15 | 3 | 2.1% |
| Henderson County | 16 | 9 | 1.7% |
| Marshall County | 16 | 6 | 1.5% |
| Gallatin County | 16 | 2 | 2.4% |
| Union County | 16 | 2 | 2.4% |
- Union Home Mortgage Corp. nationwide
- Kentucky mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology