Lender in Pennsylvania · HMDA 2025
Union Home Mortgage Corp. mortgages in Pennsylvania
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Union Home Mortgage Corp. originated 1,680 owner-occupied single-family loans in Pennsylvania from 1,762 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $7,360 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
1,680
of 1,762 applications
Denial rate
3.3%
Purchase · PA 6.7%
Rate spread
+0.27 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,467 | 1,408 | 3.3% | 6.625% | +0.27 pts | $7,360 | $285,000 |
| Refinance | 225 | 209 | 5.8% | 6.375% | +0.03 pts | $5,590 | $345,000 |
| Cash-out refinance | 70 | 63 | 7.1% | 6.875% | +0.34 pts | $7,070 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Union Home Mortgage Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Westmoreland County | 3 | 199 | 5.0% |
| Centre County | 4 | 77 | 6.3% |
| Columbia County | 4 | 33 | 6.0% |
| Butler County | 5 | 96 | 3.6% |
| Union County | 5 | 13 | 4.3% |
| Montour County | 5 | 9 | 4.7% |
| Armstrong County | 7 | 14 | 2.8% |
| Potter County | 8 | 6 | 5.0% |
| Crawford County | 9 | 16 | 2.5% |
| Allegheny County | 10 | 342 | 2.6% |
| Erie County | 10 | 61 | 2.4% |
| Blair County | 11 | 31 | 2.7% |
| Bucks County | 12 | 112 | 1.6% |
| Beaver County | 12 | 42 | 2.1% |
| Tioga County | 12 | 5 | 1.5% |
| Northumberland County | 15 | 14 | 2.1% |
| Somerset County | 15 | 7 | 1.1% |
| Montgomery County | 16 | 116 | 1.2% |
| Washington County | 16 | 43 | 1.7% |
| Indiana County | 16 | 9 | 1.5% |
| Venango County | 17 | 5 | 1.3% |
| Mercer County | 18 | 11 | 1.1% |
| Bedford County | 18 | 6 | 1.4% |
| Jefferson County | 18 | 5 | 1.6% |
| Clarion County | 18 | 3 | 1.1% |
| Fayette County | 19 | 10 | 1.0% |
| Lycoming County | 20 | 9 | 0.9% |
| Warren County | 20 | 3 | 0.9% |
| McKean County | 20 | 2 | 0.9% |
| Lawrence County | 21 | 7 | 0.8% |
- Union Home Mortgage Corp. nationwide
- Pennsylvania mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
- Union Home Mortgage Corp. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology