Lender in New Jersey · HMDA 2025
United Mortgage Corp. mortgages in New Jersey
United Mortgage Corp.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
United Mortgage Corp. originated 249 owner-occupied single-family loans in New Jersey from 325 completed applications.
Its median conventional purchase loan costs were $8,210 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).
Loans in NJ
249
of 325 applications
Denial rate
5.9%
Purchase · NJ 8.4%
Rate spread
+0.54 pts
Conv. · NJ +0.12 pts
Loan amount
$475,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 256 | 197 | 5.9% | 6.875% | +0.54 pts | $8,210 | $475,000 |
| Refinance | 28 | 21 | 0.0% | — | — | — | $455,000 |
| Cash-out refinance | 41 | 31 | 4.9% | 7.375% | +0.85 pts | $10,270 | $475,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology