Lender in New York · HMDA 2025
United Mortgage Corp. mortgages in New York
United Mortgage Corp.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
United Mortgage Corp. originated 872 owner-occupied single-family loans in New York from 1,096 completed applications.
Its median conventional purchase loan costs were $13,100 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).
Loans in NY
872
of 1,096 applications
Denial rate
5.9%
Purchase · NY 9.5%
Rate spread
+0.41 pts
Conv. · NY +0.07 pts
Loan amount
$615,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 891 | 740 | 5.9% | 6.750% | +0.41 pts | $13,100 | $615,000 |
| Refinance | 79 | 49 | 2.5% | 6.500% | +0.17 pts | $13,850 | $545,000 |
| Cash-out refinance | 126 | 83 | 4.0% | 6.875% | +0.55 pts | $15,880 | $495,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where United Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 7 | 378 | 2.7% |
| Nassau County | 14 | 192 | 1.8% |
| Queens County | 16 | 137 | 1.6% |
| Bronx County | 19 | 27 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology