Lender in Pennsylvania · HMDA 2025
United Mortgage Corp. mortgages in Pennsylvania
United Mortgage Corp.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
United Mortgage Corp. originated 254 owner-occupied single-family loans in Pennsylvania from 293 completed applications.
Its median conventional purchase loan costs were $5,880 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 7.125% (Pennsylvania: 6.625%).
Loans in PA
254
of 293 applications
Denial rate
2.6%
Purchase · PA 6.7%
Rate spread
+0.89 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 270 | 239 | 2.6% | 7.125% | +0.89 pts | $5,880 | $215,000 |
| Refinance | 5 | 3 | — | — | — | — | — |
| Cash-out refinance | 18 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where United Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Luzerne County | 4 | 153 | 4.7% |
| Schuylkill County | 13 | 28 | 1.9% |
| Columbia County | 16 | 7 | 1.3% |
| Carbon County | 23 | 10 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology