Lender in Delaware · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Delaware
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 857 owner-occupied single-family loans in Delaware from 1,044 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $7,870 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.604% (Delaware: 6.625%).
Loans in DE
857
of 1,044 applications
Denial rate
10.2%
Purchase · DE 8.5%
Rate spread
+0.25 pts
Conv. · DE +0.18 pts
Loan amount
$345,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 381 | 340 | 10.2% | 6.604% | +0.25 pts | $7,870 | $345,000 |
| Refinance | 413 | 318 | 15.7% | 6.125% | −0.03 pts | $7,610 | $395,000 |
| Cash-out refinance | 250 | 199 | 18.0% | 6.875% | +0.42 pts | $9,170 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 1 | 221 | 7.2% |
| New Castle County | 3 | 411 | 5.7% |
| Sussex County | 4 | 225 | 4.8% |
- United Wholesale Mortgage (UWM) nationwide
- Delaware mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology