Lender in Iowa · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Iowa
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,314 owner-occupied single-family loans in Iowa from 1,580 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $4,280 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.532% (Iowa: 6.375%).
Loans in IA
1,314
of 1,580 applications
Denial rate
5.5%
Purchase · IA 6.3%
Rate spread
+0.17 pts
Conv. · IA −0.05 pts
Loan amount
$215,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 659 | 617 | 5.5% | 6.532% | +0.17 pts | $4,280 | $215,000 |
| Refinance | 560 | 447 | 12.9% | 6.124% | −0.09 pts | $4,100 | $255,000 |
| Cash-out refinance | 361 | 250 | 28.2% | 6.999% | +0.77 pts | $7,570 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 86.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Benton County | 3 | 26 | 5.9% |
| Jones County | 3 | 16 | 6.6% |
| Linn County | 4 | 209 | 5.5% |
| Van Buren County | 4 | 2 | 6.9% |
| Polk County | 5 | 282 | 3.5% |
| Cedar County | 5 | 14 | 4.7% |
| Kossuth County | 5 | 7 | 5.2% |
| Appanoose County | 5 | 5 | 4.0% |
| Emmet County | 5 | 5 | 5.8% |
| Scott County | 6 | 133 | 4.8% |
| Dallas County | 6 | 81 | 3.2% |
| Lee County | 6 | 9 | 4.5% |
| Dickinson County | 6 | 7 | 3.5% |
| Fremont County | 6 | 4 | 4.6% |
| Warren County | 7 | 40 | 3.2% |
| Black Hawk County | 7 | 34 | 2.0% |
| Clinton County | 7 | 25 | 4.6% |
| Madison County | 7 | 12 | 3.9% |
| Jackson County | 7 | 7 | 4.0% |
| Crawford County | 7 | 5 | 3.5% |
| Pocahontas County | 7 | 4 | 5.3% |
| Union County | 7 | 4 | 3.0% |
| Winneshiek County | 7 | 4 | 3.6% |
| Wayne County | 7 | 3 | 4.3% |
| Adair County | 7 | 2 | 3.4% |
| Pottawattamie County | 8 | 45 | 3.3% |
| Wapello County | 8 | 9 | 2.3% |
| Washington County | 8 | 7 | 2.0% |
| Keokuk County | 8 | 4 | 4.0% |
| Audubon County | 8 | 3 | 3.9% |
- United Wholesale Mortgage (UWM) nationwide
- Iowa mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology