Lender in Massachusetts · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Massachusetts
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 3,901 owner-occupied single-family loans in Massachusetts from 4,581 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,310 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
3,901
of 4,581 applications
Denial rate
10.0%
Purchase · MA 6.3%
Rate spread
+0.27 pts
Conv. · MA +0.02 pts
Loan amount
$475,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,784 | 2,484 | 10.0% | 6.625% | +0.27 pts | $6,310 | $475,000 |
| Refinance | 1,095 | 894 | 15.1% | 6.125% | −0.11 pts | $5,750 | $475,000 |
| Cash-out refinance | 702 | 523 | 23.5% | 6.875% | +0.35 pts | $7,730 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 1 | 634 | 10.5% |
| Plymouth County | 1 | 456 | 6.9% |
| Hampden County | 1 | 316 | 6.4% |
| Worcester County | 2 | 711 | 6.8% |
| Essex County | 4 | 437 | 5.4% |
| Middlesex County | 5 | 612 | 3.9% |
| Norfolk County | 5 | 339 | 4.5% |
| Suffolk County | 5 | 206 | 3.8% |
| Barnstable County | 5 | 108 | 4.6% |
| Franklin County | 6 | 23 | 3.5% |
| Dukes County | 6 | 6 | 4.5% |
| Nantucket County | 6 | 3 | 4.7% |
| Berkshire County | 7 | 27 | 2.1% |
| Hampshire County | 16 | 23 | 1.8% |
- United Wholesale Mortgage (UWM) nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology