Lender in Maryland · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Maryland
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 5,448 owner-occupied single-family loans in Maryland from 6,772 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $7,680 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.624% (Maryland: 6.625%).
Loans in MD
5,448
of 6,772 applications
Denial rate
11.2%
Purchase · MD 8.6%
Rate spread
+0.16 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,940 | 2,576 | 11.2% | 6.624% | +0.16 pts | $7,680 | $385,000 |
| Refinance | 2,438 | 1,900 | 15.8% | 6.124% | −0.10 pts | $6,830 | $445,000 |
| Cash-out refinance | 1,394 | 972 | 28.5% | 6.875% | +0.45 pts | $8,410 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Prince George's County | 1 | 993 | 9.0% |
| Anne Arundel County | 1 | 696 | 7.9% |
| Charles County | 1 | 280 | 7.7% |
| Baltimore County | 2 | 690 | 7.3% |
| Montgomery County | 2 | 651 | 6.2% |
| Frederick County | 2 | 316 | 6.9% |
| Howard County | 2 | 267 | 6.5% |
| Harford County | 2 | 234 | 6.0% |
| Carroll County | 2 | 170 | 7.1% |
| Washington County | 2 | 169 | 8.6% |
| Queen Anne's County | 2 | 96 | 9.4% |
| Dorchester County | 2 | 36 | 7.2% |
| Caroline County | 2 | 34 | 7.4% |
| Baltimore city | 3 | 341 | 5.8% |
| Calvert County | 3 | 107 | 6.8% |
| Cecil County | 3 | 76 | 5.5% |
| St. Mary's County | 4 | 101 | 5.6% |
| Somerset County | 4 | 15 | 6.8% |
| Kent County | 4 | 14 | 5.8% |
| Wicomico County | 5 | 58 | 4.5% |
| Talbot County | 5 | 28 | 6.1% |
| Worcester County | 6 | 37 | 4.7% |
| Allegany County | 6 | 27 | 3.8% |
| Garrett County | 6 | 12 | 4.7% |
- United Wholesale Mortgage (UWM) nationwide
- Maryland mortgage market
- United Wholesale Mortgage (UWM) in California
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- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology