Lender in Missouri · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Missouri
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 4,368 owner-occupied single-family loans in Missouri from 4,817 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $4,160 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
4,368
of 4,817 applications
Denial rate
6.2%
Purchase · MO 6.5%
Rate spread
+0.30 pts
Conv. · MO +0.24 pts
Loan amount
$265,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,677 | 2,489 | 6.2% | 6.625% | +0.30 pts | $4,160 | $265,000 |
| Refinance | 1,608 | 1,427 | 8.5% | 6.490% | +0.00 pts | $3,240 | $295,000 |
| Cash-out refinance | 532 | 452 | 14.1% | 6.999% | +0.63 pts | $3,970 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 99.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bates County | 1 | 40 | 16.7% |
| St. Louis County | 2 | 743 | 5.5% |
| Jackson County | 2 | 624 | 5.9% |
| St. Charles County | 2 | 519 | 6.6% |
| Jefferson County | 2 | 322 | 7.6% |
| Clinton County | 2 | 22 | 5.2% |
| Clay County | 3 | 282 | 6.0% |
| Cass County | 3 | 116 | 5.3% |
| Platte County | 3 | 111 | 6.0% |
| Callaway County | 3 | 48 | 7.2% |
| Miller County | 3 | 20 | 5.9% |
| Moniteau County | 3 | 15 | 7.4% |
| Shelby County | 3 | 3 | 10.7% |
| Greene County | 4 | 198 | 4.0% |
| Cole County | 4 | 132 | 10.7% |
| Johnson County | 4 | 55 | 5.2% |
| Webster County | 4 | 30 | 4.9% |
| Washington County | 4 | 12 | 5.0% |
| Dallas County | 4 | 10 | 4.6% |
| Hickory County | 4 | 6 | 5.1% |
| Boone County | 5 | 124 | 4.9% |
| Christian County | 5 | 77 | 4.1% |
| Buchanan County | 5 | 57 | 4.7% |
| Warren County | 5 | 37 | 4.5% |
| Polk County | 5 | 23 | 4.6% |
| Lewis County | 5 | 4 | 5.2% |
| Ozark County | 5 | 4 | 6.3% |
| St. Louis city | 6 | 129 | 4.1% |
| St. Francois County | 6 | 38 | 4.1% |
| Ste. Genevieve County | 6 | 15 | 6.4% |
- United Wholesale Mortgage (UWM) nationwide
- Missouri mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology