Lender in Mississippi · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Mississippi
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,168 owner-occupied single-family loans in Mississippi from 1,442 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $5,080 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.871% (Mississippi: 6.625%).
Loans in MS
1,168
of 1,442 applications
Denial rate
8.9%
Purchase · MS 11.3%
Rate spread
+0.42 pts
Conv. · MS +0.26 pts
Loan amount
$275,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 541 | 487 | 8.9% | 6.871% | +0.42 pts | $5,080 | $275,000 |
| Refinance | 545 | 430 | 11.6% | 6.490% | +0.08 pts | $7,090 | $285,000 |
| Cash-out refinance | 356 | 251 | 27.8% | 6.625% | +0.36 pts | $7,760 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 2 | 145 | 8.6% |
| Pike County | 2 | 24 | 10.0% |
| DeSoto County | 3 | 193 | 5.8% |
| Lamar County | 3 | 37 | 4.3% |
| Adams County | 3 | 15 | 7.8% |
| Rankin County | 4 | 142 | 5.9% |
| Hancock County | 4 | 29 | 4.5% |
| Smith County | 4 | 9 | 8.3% |
| Kemper County | 5 | 2 | 8.0% |
| Lauderdale County | 6 | 21 | 3.7% |
| Marshall County | 6 | 18 | 3.6% |
| Simpson County | 6 | 11 | 5.7% |
| Harrison County | 7 | 149 | 4.9% |
| Hinds County | 7 | 62 | 4.0% |
| Oktibbeha County | 7 | 14 | 3.7% |
| Wilkinson County | 7 | 1 | 4.0% |
| Marion County | 8 | 5 | 2.3% |
| Tishomingo County | 8 | 5 | 2.6% |
| Calhoun County | 9 | 3 | 3.7% |
| Clay County | 9 | 3 | 2.6% |
| Winston County | 9 | 3 | 2.8% |
| Montgomery County | 9 | 2 | 3.8% |
| Sunflower County | 9 | 2 | 1.6% |
| Claiborne County | 9 | 1 | 5.9% |
| Pearl River County | 10 | 30 | 4.0% |
| Warren County | 10 | 7 | 2.1% |
| Alcorn County | 10 | 6 | 2.2% |
| Stone County | 10 | 6 | 3.2% |
| Leake County | 10 | 4 | 3.5% |
| Covington County | 10 | 3 | 2.7% |
- United Wholesale Mortgage (UWM) nationwide
- Mississippi mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
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- United Wholesale Mortgage (UWM) in Georgia
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology