Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Nevada · HMDA 2025

United Wholesale Mortgage (UWM) mortgages in Nevada

United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.

United Wholesale Mortgage (UWM) originated 4,440 owner-occupied single-family loans in Nevada from 5,097 completed applications, making it the state's #1 lender by volume.

Its median conventional purchase loan costs were $8,110 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 6.625% (Nevada: 6.50%).

Loans in NV
4,440
of 5,097 applications
Denial rate
9.7%
Purchase · NV 8.7%
Rate spread
+0.25 pts
Conv. · NV +0.10 pts
Loan amount
$395,000
Purchase · NV $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3,1932,8529.7%6.625%+0.25 pts$8,110$395,000
Refinance1,3111,09514.3%6.125%−0.06 pts$5,490$425,000
Cash-out refinance59349314.7%6.875%+0.43 pts$6,590$355,000

*Conventional loans only; medians with at least 20 loans.

Nevada counties where United Wholesale Mortgage (UWM) ranks in the top 25

CountyRankLoansMarket share
Clark County13,44111.1%
Churchill County14412.3%
Washoe County25578.9%
Elko County28613.0%
Carson City2639.4%
Nye County2629.4%
Douglas County2608.3%
Humboldt County21910.3%
Lyon County3928.1%
Pershing County3213.3%
Storey County546.3%
Lander County526.1%
Lincoln County525.3%
Mineral County524.4%
White Pine County843.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology