Lender in Oregon · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Oregon
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 4,048 owner-occupied single-family loans in Oregon from 4,629 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $7,010 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
4,048
of 4,629 applications
Denial rate
5.9%
Purchase · OR 5.7%
Rate spread
+0.14 pts
Conv. · OR +0.12 pts
Loan amount
$425,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,514 | 2,341 | 5.9% | 6.625% | +0.14 pts | $7,010 | $425,000 |
| Refinance | 1,406 | 1,179 | 11.7% | 6.125% | −0.07 pts | $5,640 | $435,000 |
| Cash-out refinance | 709 | 528 | 24.1% | 6.625% | +0.26 pts | $8,190 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Multnomah County | 1 | 812 | 9.4% |
| Washington County | 1 | 607 | 8.3% |
| Clackamas County | 1 | 534 | 10.6% |
| Lane County | 1 | 398 | 10.1% |
| Deschutes County | 1 | 243 | 7.2% |
| Linn County | 1 | 122 | 8.0% |
| Douglas County | 1 | 116 | 10.0% |
| Polk County | 1 | 93 | 8.7% |
| Yamhill County | 1 | 90 | 7.4% |
| Hood River County | 1 | 29 | 16.3% |
| Wasco County | 1 | 26 | 10.6% |
| Marion County | 2 | 265 | 7.4% |
| Jackson County | 2 | 231 | 8.9% |
| Clatsop County | 2 | 37 | 7.7% |
| Crook County | 2 | 34 | 7.2% |
| Josephine County | 3 | 71 | 7.9% |
| Columbia County | 3 | 56 | 8.3% |
| Klamath County | 3 | 51 | 6.4% |
| Lincoln County | 3 | 29 | 6.2% |
| Jefferson County | 3 | 23 | 7.2% |
| Union County | 4 | 15 | 5.4% |
| Baker County | 4 | 13 | 6.7% |
| Curry County | 4 | 11 | 6.9% |
| Tillamook County | 5 | 13 | 4.5% |
| Wallowa County | 5 | 4 | 5.3% |
| Umatilla County | 6 | 35 | 3.7% |
| Coos County | 6 | 29 | 4.2% |
| Malheur County | 6 | 11 | 4.2% |
| Benton County | 7 | 38 | 5.4% |
| Morrow County | 7 | 4 | 3.4% |
- United Wholesale Mortgage (UWM) nationwide
- Oregon mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology