Lender in Tennessee · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Tennessee
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 7,788 owner-occupied single-family loans in Tennessee from 9,126 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,860 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.599% (Tennessee: 6.624%).
Loans in TN
7,788
of 9,126 applications
Denial rate
7.1%
Purchase · TN 7.7%
Rate spread
+0.16 pts
Conv. · TN +0.11 pts
Loan amount
$335,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,991 | 3,680 | 7.1% | 6.599% | +0.16 pts | $6,860 | $335,000 |
| Refinance | 2,977 | 2,467 | 11.9% | 6.124% | −0.08 pts | $6,780 | $355,000 |
| Cash-out refinance | 2,158 | 1,641 | 21.8% | 6.625% | +0.29 pts | $8,290 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 95.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Davidson County | 1 | 649 | 6.5% |
| Williamson County | 1 | 432 | 9.0% |
| Sumner County | 1 | 422 | 10.1% |
| Wilson County | 1 | 248 | 7.1% |
| Blount County | 1 | 219 | 8.9% |
| Maury County | 1 | 200 | 8.4% |
| Robertson County | 1 | 187 | 11.2% |
| Greene County | 1 | 97 | 11.0% |
| Dickson County | 1 | 95 | 8.8% |
| Cheatham County | 1 | 87 | 10.5% |
| Lincoln County | 1 | 72 | 13.0% |
| Monroe County | 1 | 53 | 9.3% |
| Rhea County | 1 | 51 | 11.1% |
| Hickman County | 1 | 46 | 12.7% |
| White County | 1 | 45 | 10.6% |
| Montgomery County | 2 | 566 | 9.5% |
| Shelby County | 2 | 539 | 6.5% |
| Rutherford County | 2 | 444 | 7.2% |
| Sullivan County | 2 | 206 | 8.3% |
| Washington County | 2 | 156 | 7.8% |
| Sevier County | 2 | 87 | 7.4% |
| Hamblen County | 2 | 69 | 7.4% |
| Jefferson County | 2 | 67 | 8.0% |
| McMinn County | 2 | 62 | 8.0% |
| Cumberland County | 2 | 52 | 5.8% |
| Macon County | 2 | 32 | 7.8% |
| DeKalb County | 2 | 30 | 8.5% |
| Smith County | 2 | 29 | 8.8% |
| Sequatchie County | 2 | 24 | 9.9% |
| Fentress County | 2 | 22 | 7.5% |
- United Wholesale Mortgage (UWM) nationwide
- Tennessee mortgage market
- United Wholesale Mortgage (UWM) in California
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- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology