Lender in West Virginia · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in West Virginia
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 605 owner-occupied single-family loans in West Virginia from 735 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $5,630 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.625% (West Virginia: 6.624%).
Loans in WV
605
of 735 applications
Denial rate
8.9%
Purchase · WV 9.4%
Rate spread
+0.30 pts
Conv. · WV +0.16 pts
Loan amount
$255,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 349 | 314 | 8.9% | 6.625% | +0.30 pts | $5,630 | $255,000 |
| Refinance | 216 | 172 | 14.8% | — | +0.07 pts | $5,720 | $255,000 |
| Cash-out refinance | 170 | 119 | 25.9% | — | +0.75 pts | $7,890 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 45.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Morgan County | 3 | 19 | 6.3% |
| Tucker County | 3 | 3 | 6.8% |
| Berkeley County | 4 | 135 | 4.6% |
| Putnam County | 5 | 48 | 6.5% |
| Roane County | 5 | 3 | 3.9% |
| Monongalia County | 6 | 55 | 5.2% |
| Hardy County | 6 | 6 | 4.5% |
| Lewis County | 6 | 6 | 6.3% |
| Grant County | 6 | 5 | 5.5% |
| Barbour County | 6 | 3 | 4.0% |
| Wirt County | 6 | 2 | 7.1% |
| Marion County | 7 | 24 | 4.2% |
| Preston County | 7 | 8 | 3.6% |
| Taylor County | 7 | 7 | 5.3% |
| Upshur County | 7 | 5 | 3.4% |
| Boone County | 7 | 4 | 3.8% |
| Randolph County | 7 | 4 | 2.8% |
| Jefferson County | 8 | 67 | 3.8% |
| Mingo County | 8 | 1 | 1.9% |
| Wetzel County | 9 | 3 | 2.5% |
| Hampshire County | 10 | 9 | 3.0% |
| Ohio County | 10 | 8 | 2.3% |
| Mason County | 10 | 5 | 3.0% |
| Pocahontas County | 10 | 1 | 2.2% |
| Kanawha County | 11 | 57 | 3.3% |
| Harrison County | 11 | 22 | 3.6% |
| Wood County | 11 | 18 | 2.2% |
| Mercer County | 11 | 8 | 2.0% |
| Logan County | 11 | 2 | 1.2% |
| Doddridge County | 12 | 1 | 4.3% |
- United Wholesale Mortgage (UWM) nationwide
- West Virginia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology