Lender in Wyoming · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Wyoming
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Wyoming, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 886 owner-occupied single-family loans in Wyoming from 992 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,670 versus $5,620 for all Wyoming lenders, at a median 30-year fixed rate of 6.499% (Wyoming: 6.624%).
Loans in WY
886
of 992 applications
Denial rate
4.0%
Purchase · WY 6.7%
Rate spread
+0.04 pts
Conv. · WY +0.12 pts
Loan amount
$305,000
Purchase · WY $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 529 | 502 | 4.0% | 6.499% | +0.04 pts | $5,670 | $305,000 |
| Refinance | 270 | 234 | 8.2% | 5.999% | −0.18 pts | $5,260 | $325,000 |
| Cash-out refinance | 193 | 150 | 19.2% | 6.624% | +0.13 pts | $6,060 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Wyoming counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sweetwater County | 1 | 235 | 43.5% |
| Sublette County | 1 | 85 | 50.0% |
| Lincoln County | 1 | 69 | 20.5% |
| Uinta County | 1 | 59 | 22.8% |
| Converse County | 1 | 19 | 12.4% |
| Campbell County | 2 | 68 | 13.5% |
| Johnson County | 2 | 9 | 13.6% |
| Crook County | 2 | 7 | 10.9% |
| Hot Springs County | 2 | 4 | 11.1% |
| Sheridan County | 3 | 44 | 10.2% |
| Fremont County | 3 | 21 | 6.6% |
| Carbon County | 4 | 15 | 7.8% |
| Big Horn County | 4 | 11 | 10.2% |
| Laramie County | 5 | 115 | 5.6% |
| Washakie County | 5 | 6 | 7.5% |
| Niobrara County | 5 | 1 | 5.9% |
| Park County | 6 | 16 | 4.0% |
| Albany County | 6 | 12 | 2.7% |
| Platte County | 6 | 4 | 3.0% |
| Natrona County | 7 | 74 | 5.5% |
| Goshen County | 9 | 6 | 4.3% |
| Teton County | 10 | 4 | 2.5% |
| Weston County | 10 | 2 | 3.0% |
- United Wholesale Mortgage (UWM) nationwide
- Wyoming mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology