Lender in Arizona · HMDA 2025
U.S. Bank, N.A. mortgages in Arizona
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
U.S. Bank, N.A. originated 610 owner-occupied single-family loans in Arizona from 708 completed applications.
Its median conventional purchase loan costs were $6,310 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.49% (Arizona: 6.50%).
Loans in AZ
610
of 708 applications
Denial rate
10.4%
Purchase · AZ 8.2%
Rate spread
−0.06 pts
Conv. · AZ +0.11 pts
Loan amount
$465,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 499 | 437 | 10.4% | 6.490% | −0.06 pts | $6,310 | $465,000 |
| Refinance | 136 | 122 | 8.1% | 6.000% | −0.26 pts | $3,590 | $655,000 |
| Cash-out refinance | 73 | 51 | 27.4% | 6.625% | +0.08 pts | $3,700 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Apache County | 17 | 2 | 1.2% |
| Coconino County | 25 | 8 | 0.7% |
- U.S. Bank, N.A. nationwide
- Arizona mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology