Lender in South Carolina · HMDA 2025
U.S. Bank, N.A. mortgages in South Carolina
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
U.S. Bank, N.A. originated 236 owner-occupied single-family loans in South Carolina from 266 completed applications.
Its median conventional purchase loan costs were $4,710 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
236
of 266 applications
Denial rate
8.0%
Purchase · SC 8.8%
Rate spread
−0.05 pts
Conv. · SC +0.12 pts
Loan amount
$375,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 205 | 8.0% | 6.490% | −0.05 pts | $4,710 | $375,000 |
| Refinance | 17 | 15 | — | — | — | — | — |
| Cash-out refinance | 24 | 16 | 33.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jasper County | 6 | 55 | 4.7% |
- U.S. Bank, N.A. nationwide
- South Carolina mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology