Lender in Ohio · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Ohio
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 376 owner-occupied single-family loans in Ohio from 389 completed applications.
Its median conventional purchase loan costs were $6,030 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 5.99% (Ohio: 6.625%).
Loans in OH
376
of 389 applications
Denial rate
3.1%
Purchase · OH 7.1%
Rate spread
−0.25 pts
Conv. · OH +0.22 pts
Loan amount
$325,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 388 | 375 | 3.1% | 5.990% | −0.25 pts | $6,030 | $325,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 2 | 73 | 9.1% |
| Fayette County | 3 | 23 | 5.8% |
| Logan County | 5 | 25 | 3.8% |
| Miami County | 8 | 64 | 3.5% |
| Clark County | 10 | 50 | 2.5% |
| Pickaway County | 12 | 33 | 2.6% |
| Meigs County | 23 | 1 | 0.8% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Ohio mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology