Lender in South Carolina · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in South Carolina
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 1,416 owner-occupied single-family loans in South Carolina from 1,462 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $4,920 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.125% (South Carolina: 6.624%).
Loans in SC
1,416
of 1,462 applications
Denial rate
1.8%
Purchase · SC 8.8%
Rate spread
−0.04 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,441 | 1,395 | 1.8% | 6.125% | −0.04 pts | $4,920 | $295,000 |
| Refinance | 8 | 8 | — | — | — | — | — |
| Cash-out refinance | 13 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lexington County | 3 | 319 | 5.6% |
| Richland County | 4 | 269 | 3.7% |
| Spartanburg County | 6 | 241 | 3.2% |
| Jasper County | 10 | 31 | 2.7% |
| Horry County | 11 | 173 | 2.0% |
| Berkeley County | 11 | 134 | 2.1% |
| Cherokee County | 11 | 11 | 2.0% |
| Clarendon County | 14 | 5 | 2.0% |
| Dorchester County | 17 | 56 | 1.4% |
| Pickens County | 20 | 20 | 1.1% |
| Edgefield County | 23 | 5 | 1.1% |
| Williamsburg County | 23 | 1 | 0.9% |
| Anderson County | 25 | 34 | 1.0% |
| Hampton County | 25 | 1 | 0.9% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- South Carolina mortgage market
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology