Lender in Tennessee · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Tennessee
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 414 owner-occupied single-family loans in Tennessee from 431 completed applications.
Its median conventional purchase loan costs were $6,410 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.49% (Tennessee: 6.624%).
Loans in TN
414
of 431 applications
Denial rate
1.2%
Purchase · TN 7.7%
Rate spread
+0.00 pts
Conv. · TN +0.11 pts
Loan amount
$425,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 412 | 397 | 1.2% | 6.490% | +0.00 pts | $6,410 | $425,000 |
| Refinance | 12 | 12 | — | — | — | — | — |
| Cash-out refinance | 7 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilson County | 9 | 100 | 2.9% |
| Sumner County | 11 | 76 | 1.8% |
| Maury County | 18 | 29 | 1.2% |
| Robertson County | 25 | 13 | 0.8% |
| Loudon County | 25 | 12 | 1.0% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Tennessee mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology