Lender in Indiana · HMDA 2025
V.i.p. Mortgage, Inc. mortgages in Indiana
V.i.p. Mortgage, Inc.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
V.i.p. Mortgage, Inc. originated 207 owner-occupied single-family loans in Indiana from 208 completed applications.
Its median conventional purchase loan costs were $3,540 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.624% (Indiana: 6.625%).
Loans in IN
207
of 208 applications
Denial rate
0.6%
Purchase · IN 7.4%
Rate spread
+0.27 pts
Conv. · IN +0.24 pts
Loan amount
$255,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 179 | 0.6% | 6.624% | +0.27 pts | $3,540 | $255,000 |
| Refinance | 21 | 21 | 0.0% | — | — | — | $365,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where V.i.p. Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Whitley County | 15 | 10 | 1.8% |
| Allen County | 16 | 109 | 1.6% |
| DeKalb County | 21 | 9 | 1.1% |
| Kosciusko County | 24 | 9 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology