Lender in Arizona · HMDA 2025
V.i.p. Mortgage, Inc. mortgages in Arizona
V.i.p. Mortgage, Inc.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
V.i.p. Mortgage, Inc. originated 1,889 owner-occupied single-family loans in Arizona from 1,943 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $6,580 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
1,889
of 1,943 applications
Denial rate
2.1%
Purchase · AZ 8.2%
Rate spread
+0.24 pts
Conv. · AZ +0.11 pts
Loan amount
$385,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,636 | 1,597 | 2.1% | 6.625% | +0.24 pts | $6,580 | $385,000 |
| Refinance | 187 | 181 | 2.1% | 6.490% | +0.15 pts | $3,870 | $405,000 |
| Cash-out refinance | 120 | 111 | 6.7% | 6.875% | +0.35 pts | $4,210 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where V.i.p. Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yavapai County | 6 | 94 | 2.7% |
| Maricopa County | 10 | 1,141 | 1.8% |
| Pima County | 10 | 442 | 3.1% |
| Coconino County | 14 | 15 | 1.3% |
| Navajo County | 17 | 11 | 1.2% |
| Santa Cruz County | 17 | 11 | 1.7% |
| Pinal County | 18 | 140 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology