Lender in Oklahoma · HMDA 2025
V.i.p. Mortgage, Inc. mortgages in Oklahoma
V.i.p. Mortgage, Inc.'s 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
V.i.p. Mortgage, Inc. originated 240 owner-occupied single-family loans in Oklahoma from 249 completed applications.
Its median conventional purchase loan costs were $5,780 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
240
of 249 applications
Denial rate
2.8%
Purchase · OK 7.6%
Rate spread
+0.29 pts
Conv. · OK +0.21 pts
Loan amount
$255,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 216 | 210 | 2.8% | 6.750% | +0.29 pts | $5,780 | $255,000 |
| Refinance | 19 | 17 | — | — | — | — | — |
| Cash-out refinance | 14 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where V.i.p. Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Logan County | 14 | 17 | 1.7% |
| Pontotoc County | 16 | 4 | 1.0% |
| Seminole County | 17 | 3 | 1.7% |
| Stephens County | 23 | 4 | 0.9% |
| Cleveland County | 24 | 37 | 1.0% |
| Pottawatomie County | 25 | 6 | 0.7% |
| Carter County | 25 | 4 | 0.8% |
| Kingfisher County | 25 | 2 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology