Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

Zillow Home Loans, LLC mortgages in Pennsylvania

Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

Zillow Home Loans, LLC originated 382 owner-occupied single-family loans in Pennsylvania from 416 completed applications.

Its median conventional purchase loan costs were $5,250 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).

Loans in PA
382
of 416 applications
Denial rate
6.0%
Purchase · PA 6.7%
Rate spread
+0.39 pts
Conv. · PA +0.17 pts
Loan amount
$245,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4163826.0%6.625%+0.39 pts$5,250$245,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where Zillow Home Loans, LLC ranks in the top 25

CountyRankLoansMarket share
Mifflin County1441.1%
Elk County1531.2%
McKean County1620.9%
Montour County2121.1%
Clarion County2420.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology