Lender in Texas · HMDA 2025
Zillow Home Loans, LLC mortgages in Texas
Zillow Home Loans, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Zillow Home Loans, LLC originated 1,597 owner-occupied single-family loans in Texas from 1,761 completed applications.
Its median conventional purchase loan costs were $5,790 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
1,597
of 1,761 applications
Denial rate
7.8%
Purchase · TX 10.2%
Rate spread
+0.20 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,758 | 1,595 | 7.8% | 6.500% | +0.20 pts | $5,790 | $285,000 |
| Refinance | 3 | 2 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Zillow Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Menard County | 1 | 1 | 16.7% |
| Hall County | 5 | 1 | 4.0% |
| Live Oak County | 6 | 3 | 4.0% |
| Hardeman County | 6 | 1 | 4.0% |
| Castro County | 9 | 1 | 2.6% |
| Yoakum County | 9 | 1 | 2.0% |
| Winkler County | 10 | 1 | 2.4% |
| Mills County | 12 | 1 | 2.3% |
| Jim Wells County | 13 | 3 | 1.5% |
| Ochiltree County | 13 | 1 | 1.7% |
| Frio County | 14 | 1 | 2.0% |
| Karnes County | 16 | 1 | 1.5% |
| Terry County | 16 | 1 | 1.5% |
| Montague County | 17 | 3 | 1.2% |
| Howard County | 19 | 3 | 1.1% |
| Jack County | 22 | 1 | 1.0% |
| Hunt County | 23 | 19 | 1.0% |
- Zillow Home Loans, LLC nationwide
- Texas mortgage market
- Zillow Home Loans, LLC in Florida
- Zillow Home Loans, LLC in California
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- Zillow Home Loans, LLC in North Carolina
- Zillow Home Loans, LLC in Colorado
- Zillow Home Loans, LLC in Arizona
- Zillow Home Loans, LLC in Michigan
- Zillow Home Loans, LLC in Ohio
- Zillow Home Loans, LLC in Illinois
- Zillow Home Loans, LLC in Virginia
- Zillow Home Loans, LLC in Pennsylvania
- Zillow Home Loans, LLC in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology