County ranking · HMDA 2025
Counties where home buyers earn the most and least
Median household income reported on home-purchase mortgages. Ranked among 1,994 counties with at least 100 home-purchase mortgages in 2025.
Highest median buyer income
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1 | Santa Clara County, CA | $358,000 | 8,998 |
| 2 | San Mateo County, CA | $356,000 | 3,597 |
| 3 | Marin County, CA | $329,000 | 1,388 |
| 4 | New York County, NY | $321,000 | 4,421 |
| 5 | San Francisco County, CA | $304,000 | 3,442 |
| 6 | Falls Church city, VA | $282,000 | 148 |
| 7 | Teton County, WY | $267,000 | 106 |
| 8 | Alameda County, CA | $255,000 | 8,325 |
| 9 | Summit County, UT | $249,000 | 406 |
| 10 | Orange County, CA | $243,000 | 12,538 |
| 11 | Santa Cruz County, CA | $242,000 | 1,056 |
| 12 | Fairfax city, VA | $224,000 | 311 |
| 13 | Kings County, NY | $220,000 | 5,630 |
| 14 | Arlington County, VA | $218,000 | 1,705 |
| 15 | Westchester County, NY | $217,000 | 6,179 |
| 16 | Napa County, CA | $212,000 | 620 |
| 17 | Williamson County, TN | $212,000 | 3,439 |
| 18 | Los Angeles County, CA | $209,000 | 33,298 |
| 19 | King County, WA | $209,000 | 18,147 |
| 20 | Bergen County, NJ | $208,000 | 5,805 |
| 21 | Western Connecticut Planning Region, CT | $206,000 | 4,687 |
| 22 | San Diego County, CA | $202,000 | 17,413 |
| 23 | Contra Costa County, CA | $200,000 | 7,646 |
| 24 | Wasatch County, UT | $200,000 | 489 |
| 25 | Nassau County, NY | $199,000 | 8,050 |
Lowest median buyer income
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1994 | Gogebic County, MI | $56,000 | 105 |
| 1993 | Martinsville city, VA | $57,000 | 112 |
| 1992 | Dunklin County, MO | $58,000 | 134 |
| 1991 | Jay County, IN | $58,000 | 127 |
| 1990 | Montgomery County, KS | $60,000 | 166 |
| 1989 | Fayette County, IN | $61,000 | 223 |
| 1988 | Clay County, AR | $61,000 | 107 |
| 1987 | Labette County, KS | $62,000 | 130 |
| 1986 | Vermillion County, IN | $62,000 | 144 |
| 1985 | Blackford County, IN | $62,000 | 104 |
| 1984 | McDonough County, IL | $62,000 | 186 |
| 1983 | Randolph County, AR | $62,000 | 121 |
| 1982 | Lawrence County, AR | $62,000 | 117 |
| 1981 | Knox County, IN | $63,000 | 257 |
| 1980 | Fulton County, IL | $63,000 | 297 |
| 1979 | Henry County, VA | $64,000 | 281 |
| 1978 | Renville County, MN | $64,000 | 105 |
| 1977 | Clare County, MI | $64,000 | 279 |
| 1976 | Franklin County, IL | $64,000 | 259 |
| 1975 | Smyth County, VA | $65,000 | 169 |
| 1974 | Lauderdale County, TN | $65,000 | 126 |
| 1973 | Des Moines County, IA | $65,000 | 267 |
| 1972 | Williams County, OH | $66,000 | 340 |
| 1971 | Crawford County, OH | $66,000 | 320 |
| 1970 | Livingston County, MO | $66,000 | 109 |
- Largest and smallest home-purchase loans by county
- Highest and lowest financed home values by county
- Highest and lowest mortgage loan costs by county
- Highest and lowest mortgage rates by county
- Counties with the highest and lowest mortgage denial rates
- Biggest and smallest down payments by county
- Where FHA loans are most and least common
Source: FFIEC/CFPB HMDA 2025 public LAR; owner-occupied single-family site-built homes, first-lien closed-end purchase loans. Methodology