County ranking · HMDA 2025
Largest and smallest home-purchase loans by county
Median loan amount on home-purchase mortgages. Ranked among 1,994 counties with at least 100 home-purchase mortgages in 2025.
Largest median purchase loan
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1 | Santa Clara County, CA | $1,135,000 | 8,998 |
| 2 | San Mateo County, CA | $1,095,000 | 3,597 |
| 3 | Marin County, CA | $985,000 | 1,388 |
| 4 | San Francisco County, CA | $925,000 | 3,442 |
| 5 | Alameda County, CA | $805,000 | 8,325 |
| 6 | Orange County, CA | $805,000 | 12,538 |
| 7 | Summit County, UT | $795,000 | 406 |
| 8 | Maui County, HI | $775,000 | 570 |
| 9 | Santa Cruz County, CA | $765,000 | 1,056 |
| 10 | Kauai County, HI | $755,000 | 272 |
| 11 | Falls Church city, VA | $755,000 | 148 |
| 12 | San Diego County, CA | $725,000 | 17,413 |
| 13 | Kings County, NY | $725,000 | 5,630 |
| 14 | Teton County, WY | $725,000 | 106 |
| 15 | Los Angeles County, CA | $715,000 | 33,298 |
| 16 | Ventura County, CA | $685,000 | 4,366 |
| 17 | San Benito County, CA | $675,000 | 513 |
| 18 | New York County, NY | $675,000 | 4,421 |
| 19 | King County, WA | $675,000 | 18,147 |
| 20 | Napa County, CA | $665,000 | 620 |
| 21 | Williamson County, TN | $665,000 | 3,439 |
| 22 | Monterey County, CA | $655,000 | 1,409 |
| 23 | Contra Costa County, CA | $645,000 | 7,646 |
| 24 | San Luis Obispo County, CA | $645,000 | 1,472 |
| 25 | Fairfax city, VA | $645,000 | 311 |
Smallest median purchase loan
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1994 | Mason County, IL | $105,000 | 127 |
| 1993 | McDonough County, IL | $105,000 | 186 |
| 1992 | Fulton County, IL | $105,000 | 297 |
| 1991 | Montgomery County, KS | $115,000 | 166 |
| 1990 | Knox County, IL | $115,000 | 393 |
| 1989 | Franklin County, IL | $115,000 | 259 |
| 1988 | Edgar County, IL | $115,000 | 103 |
| 1987 | Dunklin County, MO | $125,000 | 134 |
| 1986 | Koochiching County, MN | $125,000 | 106 |
| 1985 | Gogebic County, MI | $125,000 | 105 |
| 1984 | Labette County, KS | $125,000 | 130 |
| 1983 | Lee County, IA | $125,000 | 140 |
| 1982 | Blackford County, IN | $125,000 | 104 |
| 1981 | Vermilion County, IL | $125,000 | 502 |
| 1980 | Saline County, IL | $125,000 | 135 |
| 1979 | Montgomery County, IL | $125,000 | 182 |
| 1978 | Warren County, PA | $135,000 | 237 |
| 1977 | McKean County, PA | $135,000 | 157 |
| 1976 | Jefferson County, PA | $135,000 | 255 |
| 1975 | Cambria County, PA | $135,000 | 852 |
| 1974 | St. Lawrence County, NY | $135,000 | 410 |
| 1973 | Allegany County, NY | $135,000 | 199 |
| 1972 | Neosho County, KS | $135,000 | 100 |
| 1971 | Wapello County, IA | $135,000 | 253 |
| 1970 | Hardin County, IA | $135,000 | 138 |
- Counties where home buyers earn the most and least
- Highest and lowest financed home values by county
- Highest and lowest mortgage loan costs by county
- Highest and lowest mortgage rates by county
- Counties with the highest and lowest mortgage denial rates
- Biggest and smallest down payments by county
- Where FHA loans are most and least common
Source: FFIEC/CFPB HMDA 2025 public LAR; owner-occupied single-family site-built homes, first-lien closed-end purchase loans. Methodology