Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

County ranking · HMDA 2025

Highest and lowest financed home values by county

Median property value the lender relied on. Ranked among 1,994 counties with at least 100 home-purchase mortgages in 2025.

Highest median home value

RankCountyValuePurchases
1San Mateo County, CA$1,655,0003,597
2Santa Clara County, CA$1,655,0008,998
3Marin County, CA$1,395,0001,388
4San Francisco County, CA$1,345,0003,442
5Teton County, WY$1,305,000106
6Summit County, UT$1,195,000406
7Orange County, CA$1,175,00012,538
8Alameda County, CA$1,125,0008,325
9Santa Cruz County, CA$1,055,0001,056
10New York County, NY$1,035,0004,421
11Falls Church city, VA$1,025,000148
12Maui County, HI$995,000570
13Kings County, NY$995,0005,630
14Kauai County, HI$905,000272
15Williamson County, TN$905,0003,439
16Wasatch County, UT$895,000489
17Fairfax city, VA$895,000311
18Routt County, CO$885,000199
19Los Angeles County, CA$875,00033,298
20San Diego County, CA$875,00017,413
21King County, WA$875,00018,147
22Eagle County, CO$865,000377
23Ventura County, CA$855,0004,366
24San Luis Obispo County, CA$845,0001,472
25Teton County, ID$825,000117

Lowest median home value

RankCountyValuePurchases
1994McDonough County, IL$115,000186
1993Fulton County, IL$115,000297
1992Montgomery County, KS$125,000166
1991Blackford County, IN$125,000104
1990Mason County, IL$125,000127
1989Franklin County, IL$125,000259
1988Edgar County, IL$125,000103
1987Gogebic County, MI$135,000105
1986Labette County, KS$135,000130
1985Vermilion County, IL$135,000502
1984Saline County, IL$135,000135
1983Montgomery County, IL$135,000182
1982Knox County, IL$135,000393
1981Clay County, AR$135,000107
1980Logan County, WV$145,000115
1979McKean County, PA$145,000157
1978Dunklin County, MO$145,000134
1977Koochiching County, MN$145,000106
1976Neosho County, KS$145,000100
1975Lee County, IA$145,000140
1974Des Moines County, IA$145,000267
1973Vermillion County, IN$145,000144
1972Randolph County, IN$145,000219
1971Fayette County, IL$145,000104
1970Christian County, IL$145,000277

Source: FFIEC/CFPB HMDA 2025 public LAR; owner-occupied single-family site-built homes, first-lien closed-end purchase loans. Methodology