Lender in Florida · HMDA 2025
A&D Mortgage LLC mortgages in Florida
A&D Mortgage LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
A&D Mortgage LLC originated 2,213 owner-occupied single-family loans in Florida from 2,527 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $12,280 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
2,213
of 2,527 applications
Denial rate
10.6%
Purchase · FL 12.8%
Rate spread
+0.58 pts
Conv. · FL +0.14 pts
Loan amount
$355,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,968 | 1,737 | 10.6% | 6.875% | +0.58 pts | $12,280 | $355,000 |
| Refinance | 166 | 144 | 12.7% | 6.625% | +0.33 pts | $13,310 | $405,000 |
| Cash-out refinance | 393 | 332 | 14.2% | 6.990% | +0.69 pts | $13,140 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where A&D Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami-Dade County | 4 | 716 | 4.0% |
| Broward County | 7 | 418 | 2.3% |
| Palm Beach County | 8 | 244 | 1.5% |
| Monroe County | 10 | 9 | 1.3% |
| Gilchrist County | 17 | 2 | 1.2% |
| Glades County | 17 | 1 | 1.1% |
| Jefferson County | 21 | 1 | 0.9% |
| St. Lucie County | 22 | 58 | 0.9% |
| Bradford County | 24 | 2 | 0.8% |
- A&D Mortgage LLC nationwide
- Florida mortgage market
- A&D Mortgage LLC in California
- A&D Mortgage LLC in Texas
- A&D Mortgage LLC in Illinois
- A&D Mortgage LLC in New York
- A&D Mortgage LLC in Arizona
- A&D Mortgage LLC in Georgia
- A&D Mortgage LLC in New Jersey
- A&D Mortgage LLC in Minnesota
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology