Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

A&D Mortgage LLC mortgages in New Jersey

A&D Mortgage LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

A&D Mortgage LLC originated 256 owner-occupied single-family loans in New Jersey from 294 completed applications.

Its median conventional purchase loan costs were $14,080 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).

Loans in NJ
256
of 294 applications
Denial rate
11.4%
Purchase · NJ 8.4%
Rate spread
+0.27 pts
Conv. · NJ +0.12 pts
Loan amount
$505,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase21919211.4%6.750%+0.27 pts$14,080$505,000
Refinance35318.6%—−0.01 pts$8,740$445,000
Cash-out refinance403317.5%6.990%+0.58 pts$10,480$485,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology