Lender in Illinois · HMDA 2025
A&D Mortgage LLC mortgages in Illinois
A&D Mortgage LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
A&D Mortgage LLC originated 454 owner-occupied single-family loans in Illinois from 508 completed applications.
Its median conventional purchase loan costs were $7,260 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
454
of 508 applications
Denial rate
8.5%
Purchase · IL 9.2%
Rate spread
+0.40 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 340 | 8.5% | 6.625% | +0.40 pts | $7,260 | $325,000 |
| Refinance | 98 | 87 | 9.2% | 6.625% | +0.10 pts | $3,220 | $385,000 |
| Cash-out refinance | 33 | 27 | 15.2% | — | +0.35 pts | $3,870 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
- A&D Mortgage LLC nationwide
- Illinois mortgage market
- A&D Mortgage LLC in Florida
- A&D Mortgage LLC in California
- A&D Mortgage LLC in Texas
- A&D Mortgage LLC in New York
- A&D Mortgage LLC in Arizona
- A&D Mortgage LLC in Georgia
- A&D Mortgage LLC in New Jersey
- A&D Mortgage LLC in Minnesota
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology