Lender in New York · HMDA 2025
A&D Mortgage LLC mortgages in New York
A&D Mortgage LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
A&D Mortgage LLC originated 372 owner-occupied single-family loans in New York from 438 completed applications.
Its median conventional purchase loan costs were $17,110 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).
Loans in NY
372
of 438 applications
Denial rate
11.6%
Purchase · NY 9.5%
Rate spread
+0.51 pts
Conv. · NY +0.07 pts
Loan amount
$565,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 344 | 299 | 11.6% | 6.750% | +0.51 pts | $17,110 | $565,000 |
| Refinance | 29 | 24 | 17.2% | 6.625% | +0.69 pts | $16,530 | $505,000 |
| Cash-out refinance | 65 | 49 | 23.1% | 6.990% | +0.94 pts | $19,420 | $595,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where A&D Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clinton County | 13 | 6 | 1.2% |
| Richmond County | 18 | 44 | 1.3% |
| Schoharie County | 23 | 2 | 0.8% |
| Bronx County | 24 | 24 | 1.2% |
- A&D Mortgage LLC nationwide
- New York mortgage market
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- A&D Mortgage LLC in Georgia
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- A&D Mortgage LLC in Minnesota
- A&D Mortgage LLC in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology