Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

American Financial Network, Inc. mortgages in Maryland

American Financial Network, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

American Financial Network, Inc. originated 295 owner-occupied single-family loans in Maryland from 361 completed applications.

Its median conventional purchase loan costs were $8,820 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.875% (Maryland: 6.625%).

Loans in MD
295
of 361 applications
Denial rate
15.0%
Purchase · MD 8.6%
Rate spread
+0.67 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase29925215.0%6.875%+0.67 pts$8,820$385,000
Refinance1913—————
Cash-out refinance433030.2%———$335,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology