Lender in New Jersey · HMDA 2025
American Financial Network, Inc. mortgages in New Jersey
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
American Financial Network, Inc. originated 339 owner-occupied single-family loans in New Jersey from 403 completed applications.
Its median conventional purchase loan costs were $8,900 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
339
of 403 applications
Denial rate
14.2%
Purchase · NJ 8.4%
Rate spread
+0.38 pts
Conv. · NJ +0.12 pts
Loan amount
$425,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 282 | 240 | 14.2% | 6.750% | +0.38 pts | $8,900 | $425,000 |
| Refinance | 18 | 15 | — | — | — | — | — |
| Cash-out refinance | 103 | 84 | 18.4% | 6.990% | +0.76 pts | $12,640 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 20 | 14 | 0.9% |
| Salem County | 25 | 8 | 0.9% |
- American Financial Network, Inc. nationwide
- New Jersey mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology