Lender in Texas · HMDA 2025
American Financial Network, Inc. mortgages in Texas
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
American Financial Network, Inc. originated 657 owner-occupied single-family loans in Texas from 774 completed applications.
Its median conventional purchase loan costs were $9,490 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
657
of 774 applications
Denial rate
13.4%
Purchase · TX 10.2%
Rate spread
+0.46 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 677 | 582 | 13.4% | 6.875% | +0.46 pts | $9,490 | $295,000 |
| Refinance | 51 | 44 | 11.8% | 6.625% | +0.39 pts | $4,290 | $395,000 |
| Cash-out refinance | 46 | 31 | 28.3% | 7.250% | +0.81 pts | $7,510 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallam County | 9 | 2 | 3.9% |
| Reeves County | 16 | 1 | 1.3% |
| Live Oak County | 20 | 1 | 1.3% |
| Jackson County | 21 | 1 | 1.0% |
| Pecos County | 22 | 1 | 1.2% |
| Jefferson County | 24 | 23 | 1.1% |
| Gonzales County | 25 | 1 | 0.9% |
- American Financial Network, Inc. nationwide
- Texas mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in New York
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology