Lender in New York · HMDA 2025
American Financial Network, Inc. mortgages in New York
American Financial Network, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
American Financial Network, Inc. originated 511 owner-occupied single-family loans in New York from 593 completed applications.
Its median conventional purchase loan costs were $14,960 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 7.00% (New York: 6.50%).
Loans in NY
511
of 593 applications
Denial rate
9.8%
Purchase · NY 9.5%
Rate spread
+0.74 pts
Conv. · NY +0.07 pts
Loan amount
$525,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 468 | 420 | 9.8% | 7.000% | +0.74 pts | $14,960 | $525,000 |
| Refinance | 25 | 17 | 28.0% | — | — | — | — |
| Cash-out refinance | 100 | 74 | 26.0% | 7.250% | +0.88 pts | $19,810 | $615,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where American Financial Network, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chemung County | 7 | 27 | 3.6% |
| Rockland County | 16 | 27 | 1.1% |
| Steuben County | 19 | 8 | 1.0% |
| Kings County | 21 | 75 | 1.1% |
| Yates County | 21 | 1 | 0.6% |
| Delaware County | 22 | 2 | 0.8% |
| Otsego County | 23 | 3 | 0.8% |
| Tioga County | 25 | 4 | 1.0% |
| Cattaraugus County | 25 | 3 | 0.7% |
| Lewis County | 25 | 1 | 0.5% |
- American Financial Network, Inc. nationwide
- New York mortgage market
- American Financial Network, Inc. in Florida
- American Financial Network, Inc. in California
- American Financial Network, Inc. in Virginia
- American Financial Network, Inc. in Texas
- American Financial Network, Inc. in Michigan
- American Financial Network, Inc. in Arizona
- American Financial Network, Inc. in Georgia
- American Financial Network, Inc. in Indiana
- American Financial Network, Inc. in South Carolina
- American Financial Network, Inc. in New Jersey
- American Financial Network, Inc. in Maryland
- American Financial Network, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology