Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

20 lenders

Mortgage lenders: J

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LenderLoansStatesDenial rate30-yr rate*Costs*
J. Virgil, Inc.73552.0%6.750%$4,960
Jackson County Bank32115.1%6.625%$3,330
Jams-01, Inc.42660.5%6.625%$5,690
Jeanne D'ARC Credit Union26222.8%6.115%$4,420
Jefferson Bank28425.4%6.375%$7,690
Jersey Shore State Bank19315.0%6.500%$5,020
Jet Direct Funding Corp387187.6%6.875%$11,470
Jet Homeloans, LP5,104116.0%5.990%$6,390
JLB Corporation890115.6%6.875%$4,250
Jmac Lending, Inc.4,203334.4%6.625%$8,400
JMJ Financial Group597170.8%6.750%$9,420
JNC Mortgage Company, Inc.17010.0%——
Johnson Financial Group1,715172.6%6.550%$2,390
Jolt Credit Union100115.0%—$3,700
Jonah Bank of Wyoming33991.3%6.490%$6,460
Journey Bank30116.9%6.500%$3,950
JPMorgan Chase Bank, N.A.71,6125110.9%6.490%$4,700
JSC Federal Credit Union20416.3%6.375%$6,360
Justice Federal Credit Union133356.3%6.250%$5,100
The Juniata Valley Bank9918.1%——

*Conventional home-purchase medians, at least 20 loans.