Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

74 lenders

Mortgage lenders: H

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LenderLoansStatesDenial rate30-yr rate*Costs*
Hamilton Mortgage Corporation30961.1%6.750%$4,320
Hancock County Savings Bank, FSB, Inc.19438.9%6.500%$2,290
Hancock Whitney Bank1,487148.8%6.500%$4,890
Hanover Community Bank13116.5%—$11,400
Hanscom Federal Credit Union89185.4%6.375%$3,800
Hapo Community Credit Union11248.3%6.625%$7,790
Harborone Mortgage, LLC1,243116.7%6.625%$4,990
Hartford Funding, Ltd.3642010.6%6.750%$11,480
Hatboro Federal Savings, FA16410.7%——
Havard Federal Credit Union14062.5%6.625%$4,240
Hawaii State Federal Credit Union13116.5%6.125%$10,790
Hawaiiusa Federal Credit Union12614.0%5.875%$9,380
Hawthorn Bank12279.1%6.500%$2,740
Hearthside Bank Corporation8459.5%——
Heartland18162.6%6.375%$2,310
Heartland Bank and Trust Company37379.3%6.875%$2,690
Heartland Credit Union29242.4%6.625%$3,430
Heartland Credit Union (Madison)9714.5%6.500%$2,650
Heritage Bank, N.A.185397.6%——
Heritage Federal Credit Union32644.1%6.625%$2,680
Heritage Financial Credit Union13570.0%6.375%—
Heritage Mortgage, LLC90061.4%6.500%$820
HFG Holdings, LLC08100.0%——
Hickory Point Bank and Trust19035.5%——
High Country Bank96110.2%6.375%$6,640
Highland Homeloans, LLC39112.9%5.250%$8,220
Highlands Residential Mortgage, Ltd.6,070341.8%6.625%$6,850
Hightechlending Inc.233132.2%6.990%$8,430
Hills Bank and Trust Company1,36110.4%6.125%$1,900
Hilltop National Bank14012.4%——
Hinsdale Bank & Trust Company97124.7%——
HNB National Bank22748.6%6.500%$1,850
Home Bank and Trust Company8321.2%6.500%$3,120
Home Bank SB11434.3%——
Home Bank, N.A.16537.6%6.250%$4,620
Home Federal Bank11521.3%6.625%$3,090
Home Federal Bank of Tennessee45010.8%6.125%$7,160
Home Federal Savings and Loan Association of Grand Island12130.0%6.500%$2,340
Home Financing Unlimited, Inc.25318.5%5.875%$6,870
Home Loan Investment Bank, F.S.B.264309.3%6.500%$4,830
Home Mortgage Alliance Corporation (HMAC)9974021.2%6.875%$11,470
Home State Bank, N.A.41893.5%6.500%$4,700
Home Town Funding, Inc.764112.6%6.375%$3,750
Homeamerican Mortgage Corporation5,132159.3%4.875%$1,300
HomeBank13021.9%——
Homebridge Financial Services, Inc.4,0155129.4%6.750%$9,880
Homeland Mortgage Company25530.0%6.500%$5,890
Homeowners Financial Group USA, LLC2,941314.0%6.625%$6,980
HomePromise Corporation691790.2%——
Homesale Mortgage, LLC51334.6%6.750%$4,990
Homeservices Lending, LLC45222.0%6.625%$4,350
Homestead Funding Corp.4,923391.9%6.490%$4,290
HomeStreet Bank43186.2%6.750%$7,210
HomeTown Bank17234.7%6.500%$4,590
Hometown Equity Mortgage, LLC2,0194748.4%7.375%$15,310
HomeTrust Bank45069.8%6.375%$4,410
Hometrust Mortgage Company707814.4%6.625%$7,030
Homexpress Mortgage Corp.2,0454242.5%7.500%$14,730
Honda Federal Credit Union831734.0%6.625%$3,550
Honor Credit Union52384.9%6.625%$3,150
Hoosier Hills Credit Union226218.3%6.625%$2,660
Hope Federal Credit Union419526.2%7.000%$4,400
Horicon Bank22315.2%6.500%$2,350
Horizon Bank85697.6%6.750%$3,240
Horizon Farm Credit, ACA27674.6%6.770%$5,860
Horizon Federally Insured State-Chartered Credit Union65410.5%6.625%$5,660
Howard Hanna Financial Services, Inc.4,21561.1%6.625%$5,140
HSBC Bank USA, N.A.2,320364.3%6.414%$6,210
Hudson Valley Credit Union55939.3%6.500%$3,890
Hunt Mortgage Corporation1,06574.9%6.625%$5,600
Huntington Federal Savings Bank12626.4%——
The Hometown Bank of Alabama96112.4%——
The Honesdale National Bank10523.4%6.500%$5,240
The Huntington National Bank17,524497.7%6.625%$4,630

*Conventional home-purchase medians, at least 20 loans.