Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

221 lenders

Mortgage lenders: C

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LenderLoansStatesDenial rate30-yr rate*Costs*
C & F Mortgage Corporation1,554132.7%6.625%$5,270
Cache Valley Bank232130.0%6.625%$4,040
Cadence Bank7,163218.8%6.375%$5,820
Cadence Lending Group, Inc.33520.5%6.750%$9,010
Cake Mortgage Corp.1,900436.7%7.500%$17,860
Calcon Mutual Mortgage LLC3,3714614.3%6.625%$8,050
California Credit Union62013.0%6.250%$0
Caltech Employees Federal Credit Union10410.0%6.000%$7,730
Cambria Financial Group, LLC52471.9%6.500%$6,180
Cambridge Savings Bank60223.7%6.250%$4,460
Campos Financial Corp.16210.0%6.875%$10,320
Campus USA Credit Union39561.2%6.500%$4,750
Canopy Mortgage, LLC7,445462.2%6.500%$8,420
Canvas Credit Union55230.4%6.625%$3,410
Cape Cod Co-operative Bank10912.1%——
Capital21951.6%6.375%$5,760
Capital Bank, N.A.579366.8%6.625%$6,090
Capital Center, L.L.C.1,672106.7%6.625%$0
Capital City Home Loans, LLC1,31874.8%6.625%$6,220
Capital Credit Union71915.5%6.125%$2,920
Capital Educators Federal Credit Union10932.8%——
Capital Partner Mortgage Services34017.0%6.750%$7,260
Capitol Federal Savings Bank72454.6%6.500%$3,130
Cardinal Financial Company, Limited Partnership8,597518.5%6.750%$6,770
Carolina One Mortgage, LLC53021.8%6.625%$5,020
Carolina Trust Federal Credit Union88215.1%6.250%$3,800
Carrington Mortgage Services, LLC9,8355125.4%7.124%$14,780
Carroll Bank and Trust21021.6%——
Carrollton Bank709165.4%6.490%$3,200
Cashmere Valley Bank9710.0%——
Castle & Cooke Mortgage, LLC741284.5%6.750%$6,580
Cathay Bank99497.1%6.500%$6,940
Cazle Mortgage, Inc.258182.6%6.490%$6,870
CB&S Bank, Inc.281916.3%6.500%$3,610
CBI Bank & Trust26486.6%6.750%$2,520
Centennial Bank2,0092319.1%6.625%$5,770
Centennial Bank120310.9%——
Centennial Lending, LLC66846.2%—$4,480
Centier Bank67144.4%6.875%$2,610
Centra Credit Union660113.3%6.625%$2,590
Central Bank846121.3%6.375%$4,250
Central Bank & Trust Company35182.8%6.375%$2,880
Central Bank Illinois17982.2%——
Central National Bank17948.8%6.625%$2,160
Central National Bank13543.9%——
Central Pacific Bank298117.9%6.500%$7,800
Centreville Bank20236.2%6.250%$4,200
Centris37722.9%6.500%$2,870
Century1421728.8%5.250%—
CF Bank, N.A.116136.8%——
Cfcu Community Credit Union22024.3%6.250%$0
Cfsbank27565.3%——
Chambers Bank23196.7%——
Champion Credit Union12310.0%—$6,900
Champions Funding, LLC3,4263522.1%8.375%$15,160
Charles Schwab Bank, SSB3,978514.1%5.975%$6,040
Charter Oak Federal Credit Union17124.7%—$3,190
Charter West Bank1,692147.9%6.625%$3,190
Chartway Federal Credit Union18199.0%—$9,110
Chelsea Groton Bank21323.0%6.490%$3,850
Chemung Canal Trust Company15636.7%6.500%$3,340
Chevron Federal Credit Union737402.4%6.125%$3,960
Chickasaw Community Bank1342119.7%——
Choice Financial Group15292.6%6.375%$4,140
ChoiceOne Bank37739.6%6.625%$3,290
Churchill Mortgage Corporation5,275492.0%6.625%$6,060
Cibc Bank USA4082811.1%6.375%$6,390
Cibm Bank477195.1%6.750%$4,670
Cinfed Federal Credit Union17439.7%6.500%$3,330
Citadel Federal Credit Union27586.6%6.375%$4,380
Citadel Servicing Corporation2,686423.0%7.375%$13,420
Citibank, N.A.11,583498.7%6.250%$7,210
Citizens & Northern Bank27738.3%6.500%$5,010
Citizens and Farmers Bank76321.9%——
Citizens Bank9612.1%——
Citizens Bank9514.8%——
Citizens Bank13834.2%——
Citizens Bank & Trust Company of Vivian, Louisiana20970.0%——
Citizens Bank of Kansas8318.0%——
Citizens Bank of Las Cruces24933.7%6.624%$3,090
Citizens Bank, N.A.9,5464911.2%6.500%$7,520
Citizens Community Federal, N.A.19825.7%6.625%$3,060
Citizens Equity First1,400321.9%6.500%$1,410
Citizens First Bank10811.3%——
Citizens First Bank1,48111.2%6.725%$3,950
Citizens National Bank, N.A.73412.2%——
Citizens Savings Bank9936.6%——
Citizens State Bank of New Castle, Indiana75213.7%7.000%$2,420
Citizens Tri-County Bank263510.2%6.500%$3,490
City Bank78777.2%6.625%$5,950
City Bank & Trust Co.15222.5%——
City First Mortgage Services, L.L.C.592343.5%6.875%$6,710
City Lending Inc.5702421.9%7.500%$10,930
City National Bank2,5684212.3%6.420%$6,990
City National Bank of Florida910168.4%6.250%$5,930
City National Bank of West Virginia1,04357.7%6.350%$2,080
City-County Credit Union105153.4%6.500%$5,790
Civista Bank805104.1%6.500%$4,170
Clark County Credit Union17819.2%6.250%$4,560
Clear Mountain Bank23963.1%6.490%$4,040
Clearedge Lending LLC1,2493819.5%7.125%$16,640
Clearpath Lending1,6983113.6%——
Clearview Federal Credit Union14880.0%6.250%$4,050
Click n' Close, Inc.7,462507.2%6.750%$7,430
Cliffco, Inc.909197.4%6.750%$8,030
CLM Mortgage, Inc.3,53380.9%5.990%$6,290
Cloverbelt Credit Union14814.8%——
CMG Mortgage, Inc.53,239513.2%6.625%$6,620
CNB Bank53377.4%6.125%$4,090
CNB Bank And Trust, N.A.173422.8%6.420%$2,370
CNB Bank, Inc.17154.2%——
CO-OP Credit Union22020.9%—$1,950
Coast 2 Coast Funding Group, Inc.2162———
Coast One Mortgage LLC16978.9%6.625%$5,200
Coastal Carolina National Bank10537.9%6.625%$4,250
Coastal Federal Credit Union66733.2%6.625%$4,020
Coastal Funding SLC, Inc.21820.0%6.875%$6,180
Coastal Loans, LLC79226.1%5.875%$6,530
COASTAL1 Credit Union23762.5%6.625%$3,850
Cogent Bank108106.2%——
Colina Mortgage Group, LLC187113.1%4.990%$5,690
Collins Community Credit Union34415.3%6.125%$2,320
Colony Bank87173.5%6.625%$5,380
Colorado Federal Savings Bank1,123225.4%6.375%$4,340
Columbia Bank30715.3%5.875%$730
Columbia Community Credit Union16245.6%6.500%$4,050
Comerica Bank290159.9%6.490%$3,740
Commerce Bank1,0453616.7%6.625%$3,160
Commerce Home Mortgage, Inc.5,842468.7%7.625%$14,230
Commercial Bank132411.7%—$2,360
Commercial Bank & Trust Co.11249.4%——
Commercial Bank of Texas, N.A.25571.9%6.750%$4,320
Commonwealth370223.7%6.250%$3,000
Communication Federal Credit Union14028.2%6.750%$4,280
Community 1st Credit Union62222.7%—$2,480
Community Banc Mortgage Corporation29989.6%6.625%$2,760
Community Bank and Trust77511.9%——
Community Bank of Mississippi1,15177.0%6.625%$4,250
Community Bank, N.A.1,972612.4%7.250%$0
Community Choice Credit Union78511.4%6.375%$2,410
Community Credit Union of Florida13914.1%6.500%$5,180
Community Financial Credit Union21025.3%6.500%$3,180
Community First1,48714.5%6.250%$2,660
Community First Credit Union of Flo420106.9%6.325%$3,570
Community First National Bank325401.9%——
Community Mortgage Corporation1,35072.6%6.500%$4,780
Community Mortgage, LLC82871.0%6.625%$2,890
Community National Bank13414.6%——
Community National Bank17040.6%——
Community National Bank10221.4%—$3,900
Community National Bank & Trust36145.7%6.750%$3,100
Community Resource Credit Union139154.0%6.500%$4,000
Community Savings Bank92415.5%——
Community Trust Bank, Inc.883612.1%6.750%$2,810
Communityamerica Credit Union2,952412.3%6.625%$3,160
Compass Mortgage, Inc.1,627242.3%6.875%$6,150
Compeer Financial, Flca7471610.2%7.500%$4,410
Complex Community Federal Credit Union8616.7%——
Connexus Credit Union1403542.2%—$3,300
Constant Investments, Inc.18070.0%6.500%$7,810
Consumer Credit Union15617.8%—$5,750
Consumer First Mortgage, Inc.14430.0%6.500%$4,490
Consumer Real Estate Finance Co.9963132.6%6.625%$5,110
Consumers Cooperative Credit Union3882110.8%6.500%$5,440
Consumers Credit Union1,41121.7%6.750%$3,420
Continental Mortgage Bankers, Inc.14345.6%6.625%$9,600
Contour Mortgage Corporation2,467313.0%6.625%$7,490
Core Bank386183.1%6.500%$2,820
Cornerstone Bank17027.4%——
Cornerstone Capital Bank, SSB6,083422.0%6.625%$8,080
Cornerstone Financial Credit Union68126.2%5.900%$4,930
Cornerstone First Mortgage, Inc.5,081504.3%6.750%$7,350
Cornerstone Mortgage Providers, LLC21610.5%6.750%$7,320
Cornhusker Bank21541.3%——
Corning Credit Union56568.0%6.375%$3,950
Corporate Investors Mortgage Group, Inc.58920.7%6.500%$7,620
Cortrust Mortgage, Inc.43093.8%6.375%$5,430
Country Bank for Savings15624.5%6.500%$5,320
County National Bank155411.4%——
Countybank564113.0%6.625%$4,230
Covantage Credit Union1,53065.5%6.375%$3,180
CPM Federal Credit Union122711.4%—$6,370
Crane205115.2%6.625%$2,190
Credence Funding Corporation266227.4%——
Credit Human Federal Credit Union154312.0%6.550%$4,510
Credit Union 1 Credit Union10815.9%6.000%$6,420
Credit Union Financial Services, LLC15232.4%6.500%$9,650
Credit Union Mortgage Association, Inc.1,269454.5%6.125%$4,720
Credit Union of America356522.2%6.625%$2,890
Credit Union of Colorado, a Federal Credit Union8027.3%6.500%$3,490
Credit Union of Georgia11743.9%6.625%—
Credit Union of Southern California10320.0%—$7,320
Credit Union One397810.2%6.625%$3,810
Credit Union West85111.6%6.125%$5,650
Crestmark Mortgage Company, Ltd.94411.1%6.125%$8,770
Crews Bank & Trust12921.0%——
CrossCountry Mortgage, Inc.100,434512.6%6.825%$6,890
Crossroads Bank13413.9%——
Crown Mortgage Company11720.0%6.750%$5,800
CSE Federal Credit Union72123.3%——
CTBC Bank Corp. (USA)18148.9%—$7,200
CU Mortgage Direct, LLC15816.8%6.375%$4,530
Cusb Bank121212.7%——
Cuso Mortgage Corporation279216.2%7.000%$3,800
Customers Bank22084.8%6.375%$4,100
CWM Partners, L.P.18913.6%6.500%$4,330
Cyprus Federal Credit Union182113.3%6.490%$6,650
The Camden National Bank705126.2%6.490%$3,950
The Campbell & Fetter Bank10825.6%——
The Cape Cod Five Cents Savings Bank66126.1%6.500%$4,160
The Cecilian Bank21625.8%—$3,860
The Central Trust Bank4,095422.4%6.625%$3,750
The Citizens Bank of Philadelphia, Mississippi165215.9%——
The Citizens National Bank of Bluffton159510.1%6.625%$2,940
The Citizens National Bank of Meridian19948.1%6.625%$3,500
The Citizens National Bank of Somerset103110.6%——
The City National Bank of Sulphur Springs184313.0%6.750%$3,700
The Commercial and Savings Bank of Millersburg, Ohio14723.1%——
The Community Bank12819.4%6.625%$3,850
The County Federal Credit Union71161.1%——
The Croghan Colonial Bank9825.9%——

*Conventional home-purchase medians, at least 20 loans.