36 lenders
Mortgage lenders: O
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| Lender | Loans | States | Denial rate | 30-yr rate* | Costs* |
|---|
| Oakstar Bank | 422 | 13 | 2.1% | 6.625% | $2,840 |
| Oaktree Funding Corp. | 349 | 36 | 6.1% | 7.500% | $15,680 |
| OceanFirst Bank, N.A. | 1,831 | 29 | 3.1% | 6.250% | $4,790 |
| Oceanside Mortgage Company | 379 | 39 | — | — | — |
| Ocmbc, Inc. | 9,827 | 49 | 11.9% | 7.125% | $13,650 |
| Oconee Federal Savings and Loan Association | 94 | 3 | 13.8% | — | — |
| Oconee State Bank | 151 | 2 | 3.6% | — | — |
| Ohnward Bank & Trust | 163 | 8 | 3.0% | — | — |
| Oklahoma's Credit Union | 130 | 1 | 7.8% | — | — |
| Old Missouri Bank | 238 | 5 | 3.7% | — | — |
| Old National Bank | 5,226 | 46 | 9.5% | 6.500% | $3,830 |
| Old Plank Trail Community Bank, N.A. | 107 | 14 | 4.9% | — | — |
| Old Second National Bank | 334 | 15 | 4.9% | 6.750% | $5,810 |
| Olympia Federal Savings & Loan Association | 130 | 1 | 5.3% | 4.750% | $7,150 |
| One Bank of Tennessee | 220 | 1 | 4.5% | — | $2,280 |
| One Community Bank | 95 | 2 | 5.6% | 6.500% | $2,530 |
| One Nevada Credit Union | 186 | 4 | 7.9% | 6.375% | $5,200 |
| OneAZ Credit Union | 570 | 1 | 5.9% | 6.375% | $5,380 |
| OnPath Federal Credit Union | 221 | 7 | 3.3% | 6.250% | $5,070 |
| Onpoint Community Credit Union | 2,222 | 2 | 2.3% | 6.500% | $4,550 |
| Onward Home Mortgage, LLC | 538 | 6 | 3.2% | 6.625% | $6,520 |
| Ony Glo, Inc. | 549 | 29 | 36.5% | 6.625% | $7,400 |
| Opportunity Bank of Montana | 543 | 6 | 4.6% | 6.625% | $5,260 |
| Orange County's Credit Union | 128 | 1 | 8.5% | 6.625% | $5,950 |
| Orchard Mortgage, LLC | 284 | 24 | 7.0% | 6.750% | $5,950 |
| Oregon Community | 233 | 2 | 4.5% | 6.625% | $5,540 |
| Oregon State Credit Union | 166 | 2 | 6.5% | 6.500% | $5,620 |
| Origin Bank | 434 | 9 | 5.1% | 6.990% | $4,520 |
| OriginPoint, LLC | 5,188 | 37 | 3.3% | 6.750% | $6,770 |
| Orion Federal Credit Union | 281 | 16 | 3.4% | 6.375% | $3,550 |
| Ornl | 432 | 4 | 5.5% | 6.375% | $7,040 |
| Orrstown Bank | 319 | 7 | 3.8% | 5.990% | $4,600 |
| Owen County State Bank | 64 | 1 | 21.7% | — | — |
| Ozarks Federal Savings and Loan Association | 130 | 2 | 8.6% | 6.500% | $3,330 |
| The Ohio Valley Bank Company | 203 | 4 | 6.9% | — | $3,900 |
| The Old Fort Banking Company | 138 | 2 | 2.9% | — | — |
*Conventional home-purchase medians, at least 20 loans.