Lender in California · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in California
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 493 owner-occupied single-family loans in California from 503 completed applications.
Its median conventional purchase loan costs were $9,090 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
493
of 503 applications
Denial rate
1.8%
Purchase · CA 8.9%
Rate spread
+0.30 pts
Conv. · CA +0.09 pts
Loan amount
$625,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 381 | 373 | 1.8% | 6.750% | +0.30 pts | $9,090 | $625,000 |
| Refinance | 99 | 97 | 2.0% | 6.750% | +0.32 pts | $5,600 | $765,000 |
| Cash-out refinance | 23 | 23 | 0.0% | — | — | — | $505,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Imperial County | 14 | 18 | 1.6% |
| Shasta County | 20 | 20 | 1.0% |
- Cornerstone First Mortgage, Inc. nationwide
- California mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in Ohio
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology