Lender in New Jersey · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in New Jersey
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 296 owner-occupied single-family loans in New Jersey from 315 completed applications.
Its median conventional purchase loan costs were $8,140 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.99% (New Jersey: 6.625%).
Loans in NJ
296
of 315 applications
Denial rate
5.0%
Purchase · NJ 8.4%
Rate spread
+0.50 pts
Conv. · NJ +0.12 pts
Loan amount
$485,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 258 | 243 | 5.0% | 6.990% | +0.50 pts | $8,140 | $485,000 |
| Refinance | 28 | 25 | 10.7% | — | +0.41 pts | $11,360 | $445,000 |
| Cash-out refinance | 29 | 28 | 3.5% | 7.125% | +0.69 pts | $9,460 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
- Cornerstone First Mortgage, Inc. nationwide
- New Jersey mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in Ohio
- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology