Lender in Georgia · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in Georgia
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 229 owner-occupied single-family loans in Georgia from 246 completed applications.
Its median conventional purchase loan costs were $8,470 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
229
of 246 applications
Denial rate
7.4%
Purchase · GA 9.9%
Rate spread
+0.29 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 187 | 7.4% | 6.625% | +0.29 pts | $8,470 | $305,000 |
| Refinance | 21 | 20 | 4.8% | — | — | — | $335,000 |
| Cash-out refinance | 23 | 22 | 4.3% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Taylor County | 8 | 1 | 2.5% |
| McIntosh County | 10 | 4 | 1.9% |
| Appling County | 13 | 1 | 1.0% |
| Pickens County | 16 | 10 | 1.5% |
| Fannin County | 17 | 4 | 1.2% |
| Brantley County | 17 | 1 | 0.9% |
| Franklin County | 19 | 3 | 1.1% |
| Glynn County | 21 | 10 | 0.8% |
| Toombs County | 22 | 1 | 0.8% |
- Cornerstone First Mortgage, Inc. nationwide
- Georgia mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in Ohio
- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Texas
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology