Lender in Texas · HMDA 2025
Cornerstone First Mortgage, Inc. mortgages in Texas
Cornerstone First Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Cornerstone First Mortgage, Inc. originated 271 owner-occupied single-family loans in Texas from 305 completed applications.
Its median conventional purchase loan costs were $7,520 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.875% (Texas: 6.50%).
Loans in TX
271
of 305 applications
Denial rate
9.8%
Purchase · TX 10.2%
Rate spread
+0.42 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 265 | 238 | 9.8% | 6.875% | +0.42 pts | $7,520 | $315,000 |
| Refinance | 24 | 18 | 25.0% | — | — | — | — |
| Cash-out refinance | 16 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Cornerstone First Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jones County | 8 | 4 | 2.9% |
| Haskell County | 8 | 1 | 2.6% |
| Live Oak County | 13 | 1 | 1.3% |
| Marion County | 13 | 1 | 1.6% |
| Comanche County | 18 | 1 | 0.7% |
| Hale County | 22 | 2 | 1.0% |
- Cornerstone First Mortgage, Inc. nationwide
- Texas mortgage market
- Cornerstone First Mortgage, Inc. in Florida
- Cornerstone First Mortgage, Inc. in Washington
- Cornerstone First Mortgage, Inc. in Ohio
- Cornerstone First Mortgage, Inc. in California
- Cornerstone First Mortgage, Inc. in New Jersey
- Cornerstone First Mortgage, Inc. in Arizona
- Cornerstone First Mortgage, Inc. in Georgia
- Cornerstone First Mortgage, Inc. in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology