Lender in Massachusetts · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Massachusetts
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 3,252 owner-occupied single-family loans in Massachusetts from 3,365 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $5,700 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
3,252
of 3,365 applications
Denial rate
2.3%
Purchase · MA 6.3%
Rate spread
+0.19 pts
Conv. · MA +0.02 pts
Loan amount
$535,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,534 | 2,457 | 2.3% | 6.750% | +0.19 pts | $5,700 | $535,000 |
| Refinance | 629 | 604 | 2.5% | 6.490% | +0.00 pts | $3,560 | $545,000 |
| Cash-out refinance | 202 | 191 | 4.0% | 6.990% | +0.53 pts | $7,530 | $465,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where CrossCountry Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Essex County | 2 | 640 | 7.9% |
| Suffolk County | 2 | 363 | 6.7% |
| Middlesex County | 3 | 929 | 5.9% |
| Worcester County | 3 | 404 | 3.9% |
| Norfolk County | 4 | 345 | 4.6% |
| Barnstable County | 4 | 117 | 5.0% |
| Dukes County | 4 | 9 | 6.8% |
| Plymouth County | 5 | 224 | 3.4% |
| Bristol County | 10 | 135 | 2.2% |
| Nantucket County | 11 | 2 | 3.1% |
| Berkshire County | 15 | 10 | 0.8% |
| Franklin County | 18 | 9 | 1.4% |
- CrossCountry Mortgage, Inc. nationwide
- Massachusetts mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in Illinois
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology