Lender in Illinois · HMDA 2025
CrossCountry Mortgage, Inc. mortgages in Illinois
CrossCountry Mortgage, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
CrossCountry Mortgage, Inc. originated 4,759 owner-occupied single-family loans in Illinois from 5,009 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $6,860 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
4,759
of 5,009 applications
Denial rate
3.2%
Purchase · IL 9.2%
Rate spread
+0.45 pts
Conv. · IL +0.27 pts
Loan amount
$305,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,740 | 3,578 | 3.2% | 6.875% | +0.45 pts | $6,860 | $305,000 |
| Refinance | 952 | 898 | 2.7% | 6.500% | +0.08 pts | $2,310 | $355,000 |
| Cash-out refinance | 317 | 283 | 9.8% | 7.250% | +0.79 pts | $4,120 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where CrossCountry Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 2 | 62 | 11.4% |
| Lake County | 3 | 512 | 5.6% |
| Vermilion County | 3 | 65 | 8.9% |
| Pike County | 4 | 6 | 8.7% |
| Cook County | 5 | 2,477 | 4.8% |
| DuPage County | 5 | 359 | 3.2% |
| Brown County | 5 | 2 | 8.7% |
| McHenry County | 6 | 193 | 3.7% |
| Will County | 7 | 309 | 2.9% |
| Kane County | 7 | 251 | 3.4% |
| DeKalb County | 7 | 56 | 3.9% |
| Grundy County | 7 | 32 | 4.0% |
| Iroquois County | 7 | 9 | 3.5% |
| Kendall County | 8 | 85 | 3.2% |
| Kankakee County | 9 | 42 | 3.2% |
| Jo Daviess County | 10 | 5 | 2.8% |
| Boone County | 11 | 16 | 2.4% |
| Winnebago County | 13 | 78 | 2.2% |
| Hancock County | 13 | 2 | 1.5% |
| Stephenson County | 14 | 7 | 1.6% |
| Gallatin County | 14 | 1 | 3.3% |
| Livingston County | 16 | 7 | 1.4% |
| Effingham County | 16 | 4 | 1.4% |
| Rock Island County | 18 | 28 | 1.6% |
| LaSalle County | 18 | 17 | 1.3% |
| Perry County | 19 | 2 | 1.7% |
| Lee County | 20 | 4 | 1.4% |
| Jasper County | 20 | 1 | 1.4% |
| Shelby County | 23 | 2 | 1.4% |
| Macon County | 25 | 10 | 0.8% |
- CrossCountry Mortgage, Inc. nationwide
- Illinois mortgage market
- CrossCountry Mortgage, Inc. in Ohio
- CrossCountry Mortgage, Inc. in Florida
- CrossCountry Mortgage, Inc. in Pennsylvania
- CrossCountry Mortgage, Inc. in California
- CrossCountry Mortgage, Inc. in Texas
- CrossCountry Mortgage, Inc. in New Jersey
- CrossCountry Mortgage, Inc. in New York
- CrossCountry Mortgage, Inc. in Washington
- CrossCountry Mortgage, Inc. in Arizona
- CrossCountry Mortgage, Inc. in North Carolina
- CrossCountry Mortgage, Inc. in Massachusetts
- CrossCountry Mortgage, Inc. in Minnesota
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology